Buying a boat is one of the most rewarding experiences imaginable for nautical enthusiasts. Perusing different models, considering your options, and finally making a decision are all exhilarating. With all of the excitement, though, you have to be careful not to get distracted from asking important questions. This is especially true when you are shopping for a pre-owned vessel — you need to know what to look for when buying a used boat before you commit. The following are four important questions to ask when buying a used boat.
Is the Seller the First Owner?
One of the first inquiries you should make is about the history of the boat’s ownership. Is the seller the first owner, or were they the third? If they aren’t the first, who came before them? Identifying the ownership of a boat you’re looking at can help you gauge how well it’s been maintained and taken care of through the years. Generally speaking, the fewer owners there have been, the better condition a boat is likely to be in. If the seller is the only owner, it’s also easier to gain other information accurately.
How Was the Boat Primarily Used?
Ownership isn’t the only consideration to ask about when shopping for a used boat. You should also ask about how the seller has used the boat. Is it used every weekend for fishing excursions in remote waters? Or is it enjoyed on occasion, when the weather permits? How often a boat is used and what it is used for is integral information. This tells you how much wear and tear the boat has been subjected to through general use.
Is the Boat Still Under Warranty?
If you’re shopping for a used boat that’s not very old, you might luck out and find one that’s still under warranty from the manufacturer. This is a great way to buy peace of mind along with your boat because you know that you have resources available if any mechanical issue were to arise. Ask the seller whether their boat is under warranty, or alternately, whether its motor is. Sometimes a replaced motor will still be under warranty even if the rest of the boat is not.
Is the Title Ready for Sale?
Finally, it’s advisable to ensure that the boat’s title is clean, available, and ready for sale. Be straightforward and ask the seller whether there are any issues that a buyer should know about regarding the title. If there are complications, or if the title is unavailable for some reason, it’s a good idea to investigate further before you proceed with the purchase. A bad title can leave you in a bad spot. To keep yourself protected, invest in OC boat insurance, and ensure that your boat’s title is clean.
About Mariners Insurance
Mariners General Insurance Group was founded in 1959 to protect boat owners and marine business clients. We are marine insurance experts and insure boats worldwide – in every ocean on the planet. Marine insurance is critical if you own a boat or nautical business. Trust the professionals with all of your Boat Insurance needs – trust Mariners Insurance. Call us at (888) 402-5018 any time you have questions or concerns about insurance for your vessel or marine business.
