Steer your yacht insurance program in the right direction.

Mariners Insurance:

Charting the Right Course in Yacht Insurance

Just as the type of vessel varies, the type of insurance you purchase for your yacht will depend on several factors. For example, yachts are often loaded with additional high-value electronics, including navigation, radar, satellite TV, high-end entertainment systems, and hot tubs, which is important when valuing the vessel. Higher limits for personal effects may also be essential, as these larger vessels typically carry more gear. Yachts with a full-time captain and crew may need commercial marine coverage. And, boats over 10 years old and larger than 27 feet may require a recent marine survey as part of the application process.


These and other factors in determining what insurance coverage is necessary are why you should rely on a firm that has the breadth and depth of experience and expertise to navigate the ins and outs of what is available in the market to help you make the best choice. Mariners Insurance, backed by 60 years of marine insurance experience, is ready to take the helm of your program to help you protect against the diverse risks you face as a yacht owner.

Affordable and Inclusive Yacht Coverage


Mariners Insurance provides competitively priced, comprehensive Yacht coverage in the majority of states. We provide top-notch customer service and work with leading, top-rated insurers that provide quality claims service. We can provide you with Yacht insurance that includes:

In addition, we can also provide you with options such as boat trailer coverage, protection for fishing equipment, trip coverage, and trip interruption reimbursement, among others. Our policies may be written for both domestic and international waters, and we have the ability to cover your vessel overseas and locally.


We also offer tailored Yacht insurance to fit your needs. Mariners all-risk agreed value” insurance that includes Oil Pollution Liability, Tenders, and PWC coverage, and Substitute Yacht coverage, with values up to $2 million.

Extend Your Liability Limits Talk to Us About Mexican Watercraft Liability Insurance

Mariners Insurance can provide you with higher bodily injury and property damage liability limits with a Personal Umbrella policy. Umbrella insurance kicks in once the liability limits in your primary policies, including Homeowners insurance, Auto insurance, and Boat or Yacht insurance are exhausted, providing you with an extra layer of protection. If you carry $1,000,000 in liability limits on your Yacht policy, and purchase a $2 million Umbrella insurance policy, you would have $2 million in coverage.


When planning a trip to Mexico, be sure you speak to us about specialized Mexican Watercraft Liability insurance – necessary coverage to properly protect your yacht when heading south of the border. You can obtain a quote and coverage by clicking here.